he Department for Work and Pensions (DWP) is set to issue a new £450 one-time Cost of Living payment between 17 June and 5 July 2025. This non-taxable support aims to assist individuals and families receiving qualifying benefits during the qualifying window.
No action is required—eligible recipients will receive the amount automatically by direct deposit.
Payment Schedule
Benefit payments will roll out automatically; here’s what you need to know:
| Aspect | Details |
|---|---|
| Amount | £450 one-time payment |
| Distribution Window | 17 June – 5 July 2025 |
| Method of Payment | Direct bank transfer (to same account as benefits) |
| Label on Bank Statement | Typically marked as “DWP COL” or “HMRC COL” |
| No Application Needed | Payment is automatic if eligibility criteria met |
Who Is Eligible?
To get this payment automatically, claimants must have received any of the following means-tested benefits during the qualifying period (in May 2025):
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-based Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Child Tax Credit or Working Tax Credit
Note: Contribution-based (universal) benefits without a means-tested component do not qualify.
Why This Payment Matters
With energy and food costs still high, this extra payment offers significant relief to households under pressure. It complements previous support efforts and helps those in financial hardship to meet essential needs without affecting other benefits.
What You Should Do Next
- Confirm your benefit receipt for May 2025—eligibility hinges on that month.
- Check bank account and routing details—your payment goes to the same account used for benefits.
- Monitor your account from 17 June to 5 July—no action needed on your part.
Quick Reference Table
| Feature | Details |
|---|---|
| Amount | £450 one-time payment |
| Payment Period | 17 June – 5 July 2025 |
| Who Qualifies | Means-tested benefit recipients (see above) |
| Payment Method | Direct bank deposit |
| Action Required | No, fully automatic for eligible individuals |
Important Notes
- Those not eligible for the one-off £450 payment—such as universal benefit recipients or those who haven’t received qualifying benefits in May 2025—will not receive this payment.
- Delays in payment receipt should be tolerated until after 5 July before contacting DWP.
- Ensure your banking and contact information on file is accurate to prevent missed payments.
Frequently Asked Questions (FAQs)
1. Do I need to apply to receive the £450 payment?
No. The payment is automatic for those who meet the qualifying condition of receiving a means-tested benefit during May 2025.
2. Which benefits qualify me for this payment?
Eligibility includes Universal Credit, Pension Credit, Income-based JSA & ESA, Income Support, or Working/Child Tax Credits received in May 2025.
3. Why might I not get this payment?
If you only receive universal benefits, did not receive qualifying benefits in May, or your bank details are incorrect, you may not receive the payment.
4. How will the payment show up in my bank account?
Look for descriptors like “DWP COL” or “HMRC COL” in your payment history.
5. What if I don’t receive the payment by 5 July?
If no payment arrives by 5 July, contact DWP’s helpline. Ensure your banking information is current in the system.
Final Thoughts
The upcoming £450 DWP one-off payment between 17 June and 5 July 2025 is a lifeline for those receiving means-tested benefits. No action is required, but make sure your details are up to date and that you received eligible benefits in May.
With this support, many UK households can feel a little more financially secure amid ongoing cost pressures.